Product Terms of Service

These terms cover your use of the Clyde app at app.clyde.si, run by Clyde Intelligence, LLC ("Clyde", "we", or "us"), including through the AI apps you connect to it. They add to our Terms of Service, which apply to the app too: wherever those terms say "the site", read it as also meaning the app. That covers the rules for using it, the disclaimer, the limit on our liability, indemnity, governing law, and how we change our terms. Where the two differ, these terms are the ones that apply to the app. By creating an account or using Clyde, you agree to both. Our Product Privacy Policy explains how we handle your data.

Your account

You must be at least 18 to use Clyde. Keep your email account and passkeys secure, since they're how you sign in. You're responsible for what happens in your account, including what the AI apps you connect do there. If you think someone else got into your account, contact support right away.

Private beta

Clyde is in private beta. Features may change, break, or go away, and we may limit or pause the service while we work on it. It's free during the beta. If we add paid plans, we'll tell you the price before you're ever charged.

AI apps you connect

Clyde works through AI apps you choose. When you connect one, you let it read your ledger on your behalf and, if you allow it, edit it. AI apps can misunderstand you or make mistakes, so check their work, especially before you rely on it. We don't run those apps and aren't responsible for what they say or do; their own terms apply. You can revoke an AI app's access at any time.

Your bank data

Clyde doesn't connect to your bank and has no access to your bank accounts. You connect your bank to a third-party sync service you choose, then connect that service to Clyde, which lets it send us your financial data. That connection is read-only: Clyde can't move your money or change anything at your bank. The sync service has its own terms and may charge its own fee, which you pay to it. We don't control the sync service or your bank, and we aren't responsible when their data is late, missing, or wrong.

Your data

Your financial data is yours. You give us permission to store, process, and copy it only as needed to run Clyde for you, as our Product Privacy Policy describes. Make sure you have the right to add anything you import.

Using the app

Along with the rules in our Terms of Service, please don't try to get into anyone else's data, get around the app's limits, or copy, resell, or reverse engineer Clyde, except where the law allows it.

Not financial advice

Clyde keeps your records and helps you work with them. It doesn't give financial, investment, tax, or legal advice, and neither do its categories, tax lines, or reports. You're responsible for your own books and tax filings. Check them, or have a qualified professional check them, before you rely on them.

Ending your account

You can stop using Clyde at any time, and contact support at support@clyde.si to delete your account. We may suspend or close your account if you break these terms or your use puts Clyde or other people at risk, and we'll tell you when we do unless the law or security reasons prevent it.

Changes

If we change these terms in a way that matters, we'll email you before the change takes effect.